Friday, July 19th 2013
How is this my life? HOW?

Part of an actual phone call from my actual life, dear God help me:

 

Her: ‘blah blah blah mortgage blah blah more details, numbers, blah blah.’

Me: Yes. Fully Aware. And it’s all in MY name. Yes. But it’s my  exhusband living there.

Her: So… could you just lend your husband the money for the payment and then he could pay you back?

Me: shocked silence

Her: I mean, ex-husband.

Me: IF YOU HAD THREE THOUSAND EXTRA DOLLARS A MONTH WOULD YOU GIVE IT TO YOUR EX HUSBAND SO HE COULD LIVE IN YOUR MARITAL HOME AND JUST HOPE THAT HE WOULD PAY YOU BACK EVEN THOUGH NO OF COURSE HE WOULD NOT DO THAT? ARE??!! YOU?! KIDDING?! ME?! I”M BUSY PAYING MY OWN RENT. ON MY LITTLE RENT HOUSE. THAT I LOVE, DON”T GET ME WRONG, BUT COME ON, LADY. I”M NOT THAT NICE. NOT! TODAY! AND DON”T EVEN GET ME STARTED ON CANADA.

Her: Canada?

Me: I need to go now. I apologize.  Have a nice day.

 

~hm

5 Comments on “How is this my life? HOW?”

1
Jeana
July 19th, 2013
3:58 pm

Bill collectors will try anything. They tried to convince us to talk to our tenants about paying for their rental furniture. I said, “Mister? If I get any money from them it’s going to US for their unpaid rent.” And then I informed them that by law they are not allowed to harass us regarding a debt that is not ours. And then I reported them.

I was feeling feisty that day.

2
texasaggiemom
July 19th, 2013
5:22 pm

I know you’ve probably gotten a ton of advice, but here’s some more of the unsolicited kind. You need to document how many times he has been late with paying you the rent to cover the house payment. And then you need to proceed with forcing a sale of the property in order to get it out of your name, because by it being in your name, it’s your responsibility, regardless of whether or not he has paid you rent.

And it’s not right for you and the boys to be living in a smaller rent house while he’s living it up in the big house! Lord, what a cretin…

3
Jan
July 19th, 2013
5:25 pm

Clod is in fine form lately. I second what texasaggiemom said. yeah, I know it is complicated. but do you really want to let him ruin your credit? While you are mad enough to crunch carrots, make the call.
Jan recently posted..Update: Trim Healthy Mama

4
Geekwif
July 20th, 2013
7:51 am

I agree with the above. Get the house out of your name as soon as possible, or those calls will not stop.

5
Kelsey
July 22nd, 2013
11:13 pm

jeana, you ARE feisty. way to go. i did not know that.
but it’s in my name and it is technically owed by me.

texasaggiemom,
i do NOT want that house back. and i love our little rent house. even though the plumbing went out again today! but still. i get what you’re saying and i appreciate the sentiment. but i wouldn’t EVER move back into that house for any reason.

jan,
i don’t want to let him. because it was set up this way, it’s unavoidable. it’s done. it’s in the i can’t change that category, so don’t worry about it category. my landlord knows the drill and has talked me through parts of it… he isn’t bothered by my tanking credit.

gw,
a worthy goal. but really great lawyers were unable to accomplish it. that’s why i’m in this mess. i had lovely talks with them when they called today. i usually do. just not that one day. with that one lady. who was nuts.

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